When you rent an apartment, condo, or house, your landlord insures the building but not your personal property. Even if your possessions aren’t extremely valuable, replacing them all at once due to damage such as fire or theft can be very expensive.
Renters insurance eases your worries by covering your personal property, protecting you from a claim resulting from accidental injury to another, and offers additional coverage options for high-value items such as electronics or jewelry.
A renter’s insurance policy is very affordable and will protect you and your belongings. Let us work with you to design coverage for your personal property while you are renting a home or apartment.
In addition to providing broad form protection over personal property, renters insurance provides residents with a host of additional benefits, including:
Interested in securing a renters policy for yourself? Contact the team at Birtwhistle & Livingston to get started with finding the renters insurance policy you need to stay protected!
Renters insurance provides coverage for personal property, liability, and additional living expenses. That means your policy will reimburse you for damaged or stolen personal property; repairs, medical costs, and legal fees should you accidentally damage another’s property; and additional costs incurred due to disaster, such as hotel costs.
Tenants can submit a claim through their renters insurance policy if one of the following events occurs:
Tenants form insurance policies are available in one format; however, the terms of your policy can be changed to accommodate your specific financial situation. For example, by increasing your deductible, you can lower your monthly premium, and vice versa.
If you have additional questions regarding your renters insurance policy, feel free to contact Birtwhistle & Livingston for the assistance you need.
Renting property should never hinder your ability to get the protection you need should a catastrophic event occur. At Birtwhistle & Livingston, our insurance agents have the skills and expertise you need to secure the renters insurance policy best for your specific needs. Contact our team to get started with finding your ideal policy today!