Auto insurance protects you and your family should you have an accident. It serves as a contract between you and your insurance company. You pay a monthly or annual premium, and the insurance company promises to pay for specific car-related financial losses based on the coverage limits we work together to establish. Your policy may also provide protection against medical and legal expenses resulting from injury, loss of life, or property damage caused by an accident involving your vehicle.
We will help you understand the recommended coverages for your vehicle based on factors such as where and how often you drive, where you live, and if there are multiple drivers using your vehicle. We help you select the best coverages for items such as:
At Birtwhistle & Livingston, your complete protection is our top priority. We proudly offer the following auto insurance solutions to help you stay safe on the road:
Collision coverage pays for damage caused to your vehicle in an automobile accident based on the fair market value of your car. Collision coverage usually also comes with an insurance deductible. It’s the amount of money you pay toward repairs before your collision insurance kicks in. The higher the deductible you’re willing to pay, the less the collision coverage will cost.
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (minus your insurance deductible). Although it’s not legally required, you will probably need it if your car is financed.
Your policy will include coverage for your personal injury in the event of a car accident, regardless of who is at fault. This will protect you should you have an accident with an uninsured motorist.
The right auto insurance policy can help get you back on the road quickly if your car is damaged or destroyed by an accident, fire, theft, or other event covered by your insurance policy. Let us help you select the policy that best suits your needs.
Our team will happily assist in selecting the best policy for your specific needs. Get the protection you need when traveling on the road by contacting Birtwhistle & Livingston today.
Not only will having the right auto insurance help you avoid legal penalties from failing to be protected, but it also provides the following benefits:
Start reaping the benefits of auto insurance by contacting Birtwhistle & Livingston about our available policies today!
Yes. Your policy will cover personal injuries in the event of an auto accident, protecting you in the event you experience an accident with an uninsured party.
Yes. You need car insurance in order to legally operate any vehicle on the road.
By selecting the right policy with Birtwhistle & Livingston, you can ensure all of your most pressing problems are covered, including physical vehicular damage, property damage related to the accident, towing and labor expenses, and rental reimbursement.
If you have additional questions regarding your car insurance coverage, contact the team at Birtwhistle & Livingston. We’ll happily answer all of your pertinent questions to help you feel more at ease with your auto insurance selection!