When the unexpected happens, let us be
your lifeline.


Protecting families, businesses, and more since 1892

Birtwhistle & Livingston has been in the insurance industry in Englewood, New Jersey since 1892. Whether working with individual policyholders or large private institutions, our hallmark has always been our personal relationships with clients.

We function as your advocate when placing business with an insurance company, initiating changes in existing coverages, or responding to a loss.

We represent, or have direct access to, all major insurance companies and alternative markets. With the skills and experience to help our clients identify risks, we customize policies for each situation, and choose the carrier that best balances protection with price.

As an independent agency, we provide clients with insurance programs tailored to their unique needs.

When the unexpected happens, we can be your lifeline.

Call Us at ​(201) 568-5001(201) 568-5001

Insurance Coverage You Can Depend On

Life is filled with mystery, and none of us knows what tomorrow may hold. Accidents, illnesses, natural disasters, and other events can derail even the best-laid plans. For nearly 130 years, the teams at Birtwhistle & Livingston have ensured that our clients have the insurance they need when life doesn't go as planned. This includes:

  • Property Insurance - If you are like most Americans, your home is your single largest investment. Your home is your nest and your nest egg, and it is imperative that you protect it from fires, floods, and other disasters that can quickly sink your savings. Property insurance can cover the cost of property repairs, rebuilding, and replacement of personal possessions. It can also provide coverage for medical expenses and features personal liability coverage that can protect you if an injured party sues you.
  • Life Insurance - Most people are not comfortable planning for the possibility of death. At Birtwhistle & Livingston, we make it a little easier by offering whole life insurance policies that provide both real financial value and invaluable peace of mind. These policies provide reliable funding for funeral expenses, college expenses, living expenses, and more when the unexpected happens.
  • Business Insurance - Our clients work hard to build their businesses; we work hard to protect their efforts. Business insurance helps protect your business against liability claims and more. We can bundle multiple insurance policies to create comprehensive coverage against everything from IP lawsuits to workers' compensation claims. We understand your investment in your business, and it is our goal to make sure your operations are covered from every possible threat.
  • Medical Malpractice/Professional Liability Insurance - We offer medical malpractice/professional liability insurance to physicians and medical professionals throughout New Jersey, New York, and Pennsylvania. Our insurance coverage protects healthcare professionals, attorneys, and other professionals against medical malpractice and other claims that can sink their practices.

The staff at Birtwhistle & Livingston can help ensure you have the protection you need when life throws you curves. Our easy online payments, online claims filing, and more make our independent agency one of the most popular in New Jersey, New York, and Pennsylvania.

We encourage you to contact our team at (201) 568-5001 for more information about the insurance products we carry and the insurance coverage we recommend for your specific needs.

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Hours of Operation

Monday - Friday          9am-4:45pm
Saturday - Sunday      Closed


71 East Palisade Avenue
Englewood, NJ 07631


(201) 568-5001

(201) 568-5002

[email protected]